Compare Exotic Pet Insurance

We are a population of animal lovers and give love and attention to our pets as we would our family. But sometimes are pets can require treatment from a veterinary surgeon.

Exotic pet insurance will cover animals such as birds, parrots, snakes, hamsters, rodents, small mammals, goats, and even pot bellied pigs. Most standard pet insurance policies that are aimed at cats and dogs will not cover any of these animals, and therefore a specialist provider will be needed. Exotic pet insurance can provide you with financial help if your pet should become ill, lost or stolen. Most pet Insurance companies will insure reptiles, exotic birds or mammals, and will tailor their policies around the needs of your specific pet.

When completing a policy, insurance companies will discuss with you an amount that will be paid out on the theft, loss or death of an exotic pet. This amount should meet your expectations.

Most pet insurances 3rd party liability cover is also usually integrated in your exotic pet insurance. So should the actions of your pet cause any damage to people or property you will be covered financially.

If you own exotic animals, it’s a sure thing you'll want to protect them. This can now be done at a reasonable price with a whole range of pet cover.

In the event that you do need to claim, from your insurer it is usual that the owner pays the vet and is then reimbursed by the insurance company, however as treatment for exotic pets can be more costly vets will usually negotiate a emergency plan whereby the owner pays the vet when the claim has been completed. There are also some insurance companies which will pay the vets directly on behalf of their client.

You will be able to find a variety of companies with policies that can be very competitive and do have a first-class range of cover to suit all of your requirements.

There are many different types of exotic animals and a great example is the Bearded Dragon as they have a very friendly nature and make great pets. There name comes from the pouch under their neck which can inflate if the bearded dragon feels threatened at all. They originate from Australia and have many characteristics including head bobbing and arm waving which can indicate dominance, passive or submissive behaviour. They vary in colour from grey, green, brown, gold and an orange/red colour.

The Iguana is too a very popular pet although a lot bigger than other reptiles it can grow up to 1.5 meters in length. The Iguana is mainly from the South & Central American rain forests and has a life expectancy of around 15 years.

Chameleons are beautiful creatures that come from Saudi Arabia and Yemen. They are probably not ideal as a first pet reptile as they do need quite a bit of specialised care. There cage needs to be quite big and have ample ventilation. Chameleons love to climb so it is important to include plenty of branches and foliage and a basking area providing the right temperature. They can be great to watch and give you many hours of interest.

Having these pet reptiles insured is as important as insuring your dog or cat as often they cost as much and require treatment at some point in their life.

Snakes believe it or not also make good pets, Pythons and Boas are quite often kept as pets. Being very committed is paramount as most snakes live between 20-40 years. Having exotic pet health insurance has never been so important with the following exotic pet to choose from!! Argus Monitors, Ornate Nile Monitor, Hermann Tortoise, Tortoise, Cockatiels, Cockatoos, Lovebirds, Macaws, Ringneck Parakeet, Parrot, African grey, Burmese, Desert Iguana, Gecko, Iguana, Leopard Lizard, Royal Python, bearded dragon, chameleon, fish, frogs, lizard, snakes, Spiders and many more small mammals and reptiles.



Lizards

Bearded Dragon's

Technically speaking, the term "bearded dragon" can be applied to several species, all residing in the taxonomic genus Pogona. However, when most hobbyists use the term, they are referring to Pogona vitticeps, the Inland or Central Bearded Dragon. Within a few short years, the Inland Bearded Dragon has become one of the most frequently kept and bred of all the lizards. This is the only member of the genus that is firmly established in U.S. herpetoculture, though two others are available in small numbers.

Pogona is placed in the family Agamidae, which are roughly the Old World equivalents of American iguanids. This giant family includes the bearded dragons, the water dragons (Physignathus), the spiny-tails (Uromastyx), and a great number of other lizards. The genus Pogona is restricted to Australia, with one species or another being found almost everywhere on the continent. It contains roughly eight species of smallish to mid-sized lizards. They resemble the swifts and spiny lizards of North America, filling approximately the same niche in the Australian deserts, scrubs, savannas, and open forests. These lizards range from being insectivores to omnivores. They are fast, efficient predators, and several species are semi-arboreal. P. vitticeps shares a small part of the southern end of its range with P. barbata, and overlaps in Queensland with P. brevis. The ranges of some of the western species also are somewhat overlapping.

Water Dragon's

There are two species of Water Dragons; The Chinese Water Dragon (Physignathus cocincinus) and the Australian Water Dragon (Physignathus lesueurii). The Australian Water Dragon is located solely in eastern and south-eastern Australia and has two sub-species: Physignathus lesueurii lesueurii and Physignathus lesueurii howitti. P.l.lesueurii tends to have a dark band behind its eye, with shades of yellow, red and white on its throat. Whereas P.l.howitti has splotches of orange, blue or yellow on its throat, with dark bands on either side. Both sub-species are greenish-grey and have bands progressing down their legs, back and tail.

The Chinese Water Dragon is also known as the "Common Water Dragon", and is located in the forests of India, northen and southern China and many parts of Southeast Asia, including Thailand, Vietnam, Laos, Cambodia and Burma. Their colours vary from light to dark green and can grow up to 3 feet (2 feet for females). Unlike the Australian Water Dragon (which prefers to be in water), the Chinese Water Dragon will spend most of its time in the trees, returning to water if threatened by a predator.

Iguanas

Iguanas are a specific lizard family and are located in Southern and Central America and the Caribbean. There are mainly 2 different kinds of iguanas, the Green Iguana and the Lesser Antilles Iguana. Iguanas are characterized by rows of spikes along the spine to the tail. The highest spikes are in the neck area and systematically get smaller as they proceed towards the tail.

Iguanas have a 'third eye' on the top of their head. This is known as the Parietal eye and looks like a pale/gray spot on the forehead of the lizard. They have amazing vision and are able to see for incrediblely long distances. This helps them identify their prey and food, and helps give the Iguana a good sense of depth perception. The Green Iguana is the most common and prefered as a pet. Iguanas in captivity need a lot of time spent caring for its needs in order for it to stay healthy. Although they are carnivores, feeding them too much meat can result in kidney failure. However, the main diet of the iguana is vegetation, e.g., fresh leafy vegetables.

Chameleons

The word Chameleon in Ancient Greek (Khamaileon) means "Ground (khamai) Lion (-leon)". Chameleons are specially adapted and are located in various parts of Africa, Madagascar, Spain, Portugal, South Asia and have been introduced to Hawaii and California. The Chameleon is distinctively well known for its ability to change colour, however this is not for camouflage purposes, but instead is a way of communication. This is done by the shifting of cells (chromatophores) in specially designed pigment layers. Chameleons are believed to be deaf due to the lack of an outer/middle ear, although some chameleons are thought to be able to sense vibrations through solid objects, as a form of communication and is also used for hunting.

They have a very long and sticky tounge with incredibly powerful jaws; even young chameleons can eat very large insects. Chameleons posess stereoscopic eyes, allowing them to have a 360-degree view of their surroundings; when prey is sighted, they can focus both eyes on it which helps creates a sense of depth and distance. Their tail is also quite notable for its "curly" shape, as it is used for grasping and balancing. Most Chameleons are carnivores and will solely live off insects and other small creatures. However, some species of Chameleon are omnivores, and tend to enjoy the occasional vegetation.

Geckos

There are over 2000 different species of Geckos, inhabiting all sorts of regions from around the globe. Geckos are small-medium sized lizards and are abundant in warm, humid countries. Many Geckos fire an irritant liquid as a defense mechanism or, more notably, are able to "drop off" their tales. The smallest of the species is the Dwarf Gecko (jaragua sphaero), measuring in at only 16mm. It was discovered off the coast of the Dominican Republic, on a small island in 2001. The largest of the species is believed to be the Kawekaweau or Delcourt's Gecko.

Measuring 600mm, this huge gecko is assumed to have gone extinct over 100 years ago, at the end of the 1800's. The only specimen that still remains was a stuffed specimen 'found' in 1986 in the basement of the Marseille Museum. It was discovered by Alain Delcourt, hence its name. The Gekkonidae family is home to some strange species of geckos, such as the Kuhl's Flying Gecko (Ptychozoon kuhli), Henkel's Leaf-Tailed Gecko (Uroplatus fimbriatus), and many more. There are still many Gecko species/ sub-species yet to be found.

Skink's

The Skink comes from the family Scincidae, which contributes the largest number and most diverse of all lizard species. Skinks are believed to be hybrids, between Snakes and Lizrds. Skink's have small legs which are quite weak and not designed to support the weight of the Skink's body high above the ground when running. This might seem that they are slow and easy to catch, however they are surprisingly fast and able to move over large areas and into cover with great ease. The Skink's tongue picks up particles from the air or from an object, for identification.

The skink can use its incredible eyesight and sticky tounge to find its prey. A popular and common Skink, The Blue Tongue Skink, has a beautiful, cobalt-coloured, blue tongue (as the name suggests) and it is used to startle, distract, and deter larger predators. There are estimated to be about 900 species of Skinks scattered in every continent, all with diverse colours, shapes and behaviours. One type of Skink, the Sand Skink (Neoseps Reynoldsi), bears an incredible resemblance to a snake. It has adapted to underground dwelling, and so its evolved beyond the need of limbs, even though it does still have legs (although they are very small).

Monitors

Monitors are within the family Varanidae. Some species of Monitors are small reptiles, measuring less than a foot long, whilst the Komodo dragon (also in the Varanidae family), is the largest living reptile and can grow up to 370 lb (approx.). Monitors are very active lizards, though most can be very hostile, pummeling anything that prokoves them with their heavy tails. Small monitors might not be able to deliver such a heavy blow, but they can certainly cause some damage with their tail. The Monitor has very long and sharp claws, able to rip large prey to pieces in an instant. Their jaws are also very strong; once locked on with their bite, it is very difficult to get them to let go.

Monitors are solely meat-eaters, and will consume anything they are capable of swallowing. Some Species of Monitors, which live in or near water, will eat fish at any given opportunity. Monitors, unlike some other lizards, cannot regenerate their tails. Once a limb has been lost, it does not grow back. Many species of Monitors hold their heads up high on their long necks, which makes them seem alert. They commonly intimidate their predators by attacking with their tails, inflating their throats, hissing, etc.Most Monitors are terrestrial, but some species are designed to be agile climbers or good swimmers, even though all Monitors are capable of these feats.Monitors threaten opponents by widening the mouth, inflating the neck and hissing. When attacking, a Monitor may raise up on its hind legs, the tail serving as a deadly weapon.

Snakes

Boa Constrictor's

The word Boa is the name for snakes in the family Boidae, which are capable of bearing live young; they are found mostly in America (North and South). The family Boidae also contains Pythons capable of laying eggs, along with some of the largest snakes on the planet, and some of the smallest ones. Snakes in the boa family contain two lungs instead of one, and the remainders of hind limbs; the primitive characteristics shown by Boa's are evidence of their similarities to lizards. Both of the two minuscule leg bones end with a tiny, spiky claw. To catch their prey, Boa's strike with their large fangs and hurl their bodies into a crushing vice-like grip around the victim. Then the Boa squeezes it's prey, so that it is unable to breath, and eventually it suffocates. Like many types of snakes, Boas tend to swallow their prey whole.

There are over 30 different Boa species found from South America to Mexico, with the greatest variey existing in the tropic regions. Boas mainly come under three different groups of Boa: Terrestrial, Burrowing (In sandy places such as Deserts) and Aboreal (Tree Snakes). Some Boas are exquisitly colored, such as the Emerald Tree Boa. By far, the best known Boa is the Boa Constrictor, whos habitat is a number of terrestrial habitats from Central Argentina to South Mexico. It has brown markings along its back, commonly a diamond shape. It is one of the longest and thickest of all snakes.

Corn Snakes

Corn Snakes (Elaphe guttata), also known as the Red Rat Snake, are native only to North Americana. They kill their small prey using constriction. There is a maize-like pattern on their underside, and they were commonly found in corn fields, hence the name "Corn Snake". Corn Snakes are popular pet snakes due to their calm and docile nature, unwillingness to bite, small adult size, colourfull and intricate patterns, and they are very simple to take care of. They live about 15-20 years in the wild, however may live up to 23 years in captivity.

Similar to other rat snakes, the Corn Snake is not venomous. The Common Corn Snake (Elaphe guttata guttata) comes from the southeastern United States, and is notably easily distinguished by its orange/brown apperance with a mix of orange/red bands. These bands have black borders, and commonly have an underside which is black and white. Being one of the first snakes to be kept in captivity by people, the Corn Snake continues to be one of the most popular snakes used as pets. Annually, large numbers of Corn Snakes are bred to make sure that there is a large supply of captive-bred Corn Snakes. Keeping 2 of these Snakes together is inadvisable, as they are solitary animals.

Milk Snakes

The Milk Snake (Lampropeltis triangulum) is a species closely related to the King Snake. There are 25 subspecies of Milk Snake, including the Scarlet Kingsnake (L. t. elapsoides). The Milk Snake's subspecies can have drastically different appearances, and quite a few of them have common names. They are located in regions ranging from western Ecuador, all the way up to Southeastern Canada, and can be found throughout most of the United States. They can reach lengths of 20-60 inches.

The Milk Snake is often mistaken for the Coral Snake, due to it using a mimicry technique known as 'Batesian Mimicry'. The Coral Snake is venomous, the Milk Snake, however, is not. The main differentiation between the two species apperance are the red, yellow and black bands. The Coral Snake commonly has bands of black surrounded by yellow and then by bands of red (although some species of Coral Snake have a completly different appearence, including completly gray, black, etc.), whereas the Milk Snake has bands of yellow surrounded by black and then by bands of red. This has spawned such sayings as "Red touches Black, friend of Jack. Red touches Yellow, will kill a fellow." Most Milk Snakes are terrestrial, except the Scarlet Kingsnake which has been known to hide in trees.

Pythons

Pythons belongs to a subspecies of the family Boidae which include both Boa's and Pythons. Many snakes in this sub-family are commonly very large, but it also contains some small to medium sized species. Pythons are found in a large variety of habitats, each one containing different types of Python, all shapes and sizes. The Pythons most important features are its wide and flexible jaws and the remnants of hind limbs. The Anaconda (A Boa) is Popularly known as the world's largest snake, however the Python Sub-family is home to masses of huge snakes as a whole. Overall, there are 27 species of pythons found all around the world, most in Africa, Asia, Australia, and Central America. Many of these exceed lengths of over 25 feet.

Many Pythons have colourfull and striking patterns, making them a beautiful site to behold. Some common patterns include a blend of Orange, vivid red, dazzling yellow, and Chocolate Brown. The Python species are widely-known as a thick and heavy bodied genus, nonetheless there are a few species that have a much more slimmer look, especially the Aboreal Pythons. Most Pythons are oviparous and have been known to show a degree evel of parental care, especially the Female. A large number of snakes in this family tend to be ambush predators. They will remain motionless in a shrouded and hard to see position and when the victim comes too close, the Python will strike suddenly at the prey. Unless startled or provoked they generally will not attack Humans, although it has been known that females protecting their eggs can become very aggressive.

Amphibians

Salamanders

Salamanders, at a first glance, are most likely to be mixed up with lizards. However, Salamanders are amphibious. When you look closely you can see that they have no scales, and unlike other amphibians, do not have a slimy skin. Instead it is rough and bumpy. A lot of species of Salamanders live are terrestrial, and can be found in cool and moist locations. Some Salamanders are usually found in the most unusual areas for cold blooded animals, such as the far north (E.g. Alaska, Canada) and sometimes, in cold mountain streams (E.g. Mountains of China and Japan).

Most Salamanders commonly have a body shape similar to a lizard, with thin bodies, elongated tails, and four limbs. Many Salamanders have small or even no limbs at all, making them seem more like an eel. Some Species do not have lungs, and therefore must respire through their gills. Most of the time, these gills are external, only visible as small clumps on either side of the Salamander's head. A few salamanders are terrestrial, and so have lungs that are used for respiration, however, these are very simple and are unlike the complex lungs in mammals. Many species of Salamander, have both gills and lungs as an adult. A small amount of terrestrial Salamanders do not have lungs and gills, and so use gas exchange through their skin as a way of respiring, known as valerian respiration.

Exotic pet insurance will offer you financial support should your pet be stolen/lost or become ill.

Save money on your exotic pet insurance - here you can compare cheap pet insurance quotes from the leading UK pet health providers in our online comparison table so you can find value for money cover without any hassle. Also we explain how you can choose the best insurance for your pet.
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